Gellian,I’m an auditor, and occassionally have been engaged to conduct &#;f2082orensic” auditing (which is the search for evidence of fraud).Indicators are not proof. Skepticism is the critical value.You painted a picture from the blanks, that might have been true, but might not have. I won’t hang someone on that basis. You’d do well if I were in a jury, as the burden of proof for me is actually proof.